中国金融年鉴(英文版) 2017，栏目：PART TWO Economic,Financial and Business Statistics>>Ⅱ.INTEREST RATES>>Table17 Official Benchmark Rate Adjustments on RMB Deposits of Financial Institutions，共1页
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| Table 17 |
|
|
Official
Benchmark Rate Adjustments on RMB Deposits
of Financial Institutions |
|
| annual interest rate % |
|
| Item |
Time of Adjustments |
|
Nov. 22,
2014 |
Mar.
1,
2015 |
May.
11,
2015 |
Jun.
28,
2015 |
Aug.
26,
2015 |
Oct.
24,
2015 |
|
| Ⅰ.Demand
Deposits |
*** |
*** |
*** |
*** |
*** |
*** |
|
| Ⅱ.Time Deposits |
|
|
| 1. Lump-sum Deposits & Withdrawal |
|
|
| 3 Months |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 6 Months |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 1 Year |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 2 Years |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 3 Years |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 2. .Installment Deposits |
|
|
| 1 Year |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 3 Years |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 3. Current & Fixed Deposits |
40% discount
of the interest
rate of time
deposit within
1 year |
Same
to the left |
Same
to the left |
Same
to the left |
Same
to the left |
Same
to the left |
|
| Ⅲ. Agreement Deposits |
*** |
*** |
*** |
*** |
*** |
*** |
|
| Ⅳ. Notice Deposits |
|
|
| 1 day |
*** |
*** |
*** |
*** |
*** |
*** |
|
| 7 Years |
*** |
*** |
*** |
*** |
*** |
*** |
|
|
| Notes:
1. The upper Limit for deposit interst rates of financial institution was
adjusted from 1.1 times to 1. 2 times, 1. 3 times |
| and
1.5 times the benchmark deposit rates respectively on Nov. 22 , 2014, Mar. 1,
2015 and May 11, 2015. |
|
| 2.
On Aug. 26 , 2015, the floating ceiling of time deposit rate of more than 1
year ( not including 1 year) were removed. |
|
| 3.
On Oct. 24 , 2015, the deposit interst rate floating ceilings were removed
for commercial banks and rural cooperative |
|
| financial institutions. |
|
|
|
|
|
|
|
|
|
|