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中国金融年鉴(英文版) 2016,栏目:PART TWO Economic,Financial and Business Statistics>>Ⅱ.INTEREST RATES>>Table 17 Official Benchmark Rate Adjustments on RMB Deposits of Financial Institutions,共1页

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Table 17 
Official Benchmark Rate Adjustments on RMB Deposits

of Financial Institutions 
annual interest rate % 
Item Time of Adjustments
Nov. 22,

2014
Mar. 1,

2015
May. 11,

2015
Jun. 28,

2015
Aug. 26,

2015
Oct. 24,

2015
Ⅰ. Demand Deposits *** *** *** *** *** ***
Ⅱ.Time Deposits          
  1. Lump-sum Deposits & Withdrawal          
    3 Months *** *** *** *** *** ***
    6 Months *** *** *** *** *** ***
    1 Year *** *** *** *** *** ***
    2 Years *** *** *** *** *** ***
    3 Years *** *** *** *** *** ***
  2. Installment Deposits          
    1 Year *** *** *** *** *** ***
    3 Years *** *** *** *** *** ***
  3. Current & Fixed Deposits 40% discount

of the interest

rate of time

deposit within
Same

to the left
Same

to the left
Same

to the left
Same

to the left
Same

to the left
  1 year        
Ⅲ. Agreement Deposits *** *** *** *** *** ***
Ⅳ. Notice Deposits          
  1 day *** *** *** *** *** ***
  7 Years *** *** *** *** *** ***
Notes: 1. The upper Limit for deposit interst rates of financial institution was adjusted from 1. 1 times to 1. 2 times, 1. 3 times
and 1. 5 times the benchmark deposit rates respectively on Nov. 22 , 2014, Mar, 1,2015 and May 11,2015.
2. On Aug. 26 , 2015, the floating ceiling of time deposit rate of more than 1 year (not including 1 year) were
removed.
3. On Oct.24, 2015 ,the deposit interst rate floating ceilings were removed for commercial banks and rural cooperative
financial institutions.